No of Days 5

Price: Ksh 90000/ USD 1100

Training course on bank lending rates, business risk, financial inclusion and financial performance of SMEs; Nairobi and Mombasa; Kenya

Governments throughout the world are turning their attention to small scale enterprises. This is because attempts to promote economic progress by establishing large industries have usually failed to improve the lives of the majority of the populations’ concerned. SMEs dominate the African private sector; the private sector is dominated by small and medium enterprises. He further argues that, SMEs are key players in promoting economic growth in Africa and in enhancing entrepreneurship and innovation. They can play a major role in keeping the economic dynamism of a country, in job creation and increase opportunities, security and empowerment of the poor

Who should attend?

Senior managers responsible for strategic planning, marketing, and payment services. Mid-level to senior officials from central banks and government agencies dealing with regulation of the financial sector. Preference is given to applicants working on issues directly related to financial development and inclusion. Participants are expected to have a basic knowledge of economics or finance, or equivalent work experience. Knowledge of econometrics is helpful but not required
 

Duration

5 days

Objectives

By the end of the course, participants will be able to

i.        Scope and scale their unbanked market potential.

ii.     Understand what usability really means.

iii.   Develop business models to deliver affordability in a sustainable way. 

iv.    Cite methodology and tools for enterprise strategic, financial and production planning.

v.      Outline means of improving capacity for trade, exports, investments, and access to markets.

vi.    Describe best practices for facilitating the easy setting up of business targets, monitoring of business results and continuous improvement.

vii. Outline the links between SME business development, entrepreneurship and leadership.

viii.           Describe public-private SME partnerships at macro, meso, micro-levels.

ix.    Illustrate SME development in a rural context, utilizing agri-business market development as a model.

x.      Outline what interventions are currently available to the participants to support and develop.

xi.    SME entrepreneurship and business.

xii. Review effective organizational change management strategies.

xiii.           Illustrate stakeholder identification and integration strategies.

Course Content

Module I: Awareness of the Issues

a.      Global Imbalances and SMEs

b.      Barriers and Challenges to Fostering SME growth

c.      SME finance and global Rebalancing

Module II: SME Growth and External Funding

a.      SME growth factors

b.      Financial Crisis, SMEs, and Financial Access

c.      Impact of External Funding of SME growth

d.     Bank lending rates

Module III: Supply-Demands Gap in SME Finance

a.      Dynamics of conventional SME finance

b.      Measurement of SME Financing Gap

c.      Financial inclusion factors (gender, age)

Module IV: A new Regime of SME Finance

a.      Bank Lending Efficiency

b.      Diversified Financing Mechanisms

c.      Financing schemes for Microenterprises

d.     Factors influencing money lending to SMEs

e.      Business risks associated with money borrowing and lending

Methodology

The instructor led trainings are delivered using a blended learning approach and comprises of presentations, guided sessions of practical exercise, web-based tutorials and group work. Our facilitators are seasoned industry experts with years of experience, working as professional and trainers in these fields.

Key Notes

i. The participant must be conversant with English.

ii. Upon completion of training the participant will be issued with an Authorized Training Certificate

iii. Course duration is flexible and the contents can be modified to fit any number of days.

iv. The course fee includes facilitation training materials, 2 coffee breaks, buffet lunch and A Certificate upon successful completion of Training.

v. One-year post-training support Consultation and Coaching provided after the course.

vi. Payment should be done at least a week before commence of the training, to DATASTAT CONSULTANCY LTD account, as indicated in the invoice so as to enable us prepare better for you.